Settlement Inputs
%
$
If provided, overrides the default (+6 days from final settlement) conversion date.
$
Settlements
Add one row per settlement. Check "Final" for the last settlement.
| Amount ($) | Date | Final |
|---|
History
No history yet. Run a settlement to see it here.
Phase 2: Conversion Analysis
CalculatedConversion Date
--
+6 days from settlement
Accrued Interest
--
Daily balance method
Loan Balance at Conversion
--
First Payment Date Adjustment
--
Phase 3: Term Validation & Compliance
PendingCalculated Term Length
--
months
Maximum Allowed
72 months
Term Utilization
0%
Principal Forgiveness Required
Loan term exceeds 72-month limit. Principal reduction necessary.
Target Loan Amount (PV)
--
Adjustment Gap
--
Amount to Forgive:
--
Represents lost fees/revenue for Settlement Provider
Adjustment Details (72-Month Cap)
BreakdownAmount Forgiven
Principal reduction applied
Phase 4: Execution Decision
Settlement Approved
All compliance checks passed. Ready for funding.
Final Disbursement
--
Actual Term
--
Settlement Rejected
Term limit violation detected. Processing halted.
Resubmission Parameters
Maximum Valid Amount:
--
Required Reduction:
--
Action Required: Settlement Provider must adjust request and resubmit.
Full API Response
Settlement Amortization (Pre-Conversion)
| Date | Disbursement | Interest | Balance |
|---|
Repayment Amortization Table
| Period | Payment Date | Payment | Interest | Principal | Interest Bucket | Balance |
|---|
Repayment Amortization (72-Month Adjusted)
| Period | Payment Date | Payment | Interest | Principal | Interest Bucket | Balance |
|---|